Fractional CFO & Advisory

C-Suite Financial Brainpower. Without the C-Suite Price Tag.

You need someone in your corner who understands both your numbers and your ambition. We act as your part-time CFO — helping you price properly, find hidden profit, and make every decision backed by data.

CFO Dashboard
Live
$1.82M
Projected Annual Profit  ·  +24.6% YoY
Q1 Q2 Q3 Q4 Now
Gross Margin
42.8%
↑ 3.2pts
Net Margin
18.4%
↑ 1.9pts
Runway
14 mo
↑ 4 mo
📈
Hidden Profit Found
+$68,400
Pricing Strategy
Reviewed
Trusted by thousands of clients
★★★★★ 5 Stars 107 Google Reviews
Sound Familiar?

You're Making Money. So Where Is It All Going?

You're working hard, but something doesn't add up. These are the signs you've outgrown your current setup.

01

Pricing on Gut Feel

You're quoting jobs or pricing products based on what competitors charge — without actually knowing your own costs or break-even point.

02

Profit That Disappears

Your P&L says you made $200k. Your bank account says otherwise. The cash is trapped in unpaid invoices, inventory, or debt — and nobody's helping you find it.

03

Decisions Without Data

Should you hire? Buy that equipment? Open a second location? You're guessing — because you don't have the financial models to know for sure.

04

Outgrown Your Bookkeeper

Your basic bookkeeper keeps the lights on, but they can't tell you which product lines are bleeding margin or how to restructure for growth.

What You Actually Get

A Strategic Financial Partner Who Knows Your Numbers Inside Out

We don't just crunch numbers. We dig into them to find opportunities you're missing — and build a plan to capture them.

📈

Profitability Analysis

We analyse your margins by product, service, project, or client — so you know exactly what's making money and what's quietly draining it.

🎯

Pricing Strategy

We model your true costs and build pricing frameworks so every quote, menu item, or product is priced to actually deliver profit — not just revenue.

💵

Cash Flow Forecasting

Know exactly what your cash position will be in 3, 6, or 12 months. Make hiring, purchasing, and investment decisions with total confidence.

🚀

Growth Planning

Whether it's a second location, a new market, or chasing finance — we build the financial models and forecasts so you scale with confidence, not crossed fingers.

What Our Clients Say

What Our Clients Say

★★★★★

"We have been working with Ray and the fantastic team at BPAG for several years. It has truly been the best decision for our company. Their invaluable support has saved us a great deal of money and time."

S
Susan McKendry
Google Review
★★★★★

"It's been wonderful working with the BPAG team! They are true experts and have provided incredibly valuable business advisory and tax services, helping my business grow."

M
Mitchell King
Google Review
★★★★★

"What an incredible team. I started using BPAG 3 years ago and they have been advising my business and myself in an extraordinary way. They are caring and listen to your needs."

C
Christian Luis B.
Google Review
Getting Started

From First Call to Full Clarity in 4 Simple Steps

Switching to a fractional CFO model shouldn't be a headache. We handle the heavy lifting.

Step 1

We Listen

Free strategy call. We diagnose your business, your goals, and what's keeping you up at night.

Step 2

We Dig In

We audit your financials to find the hidden margin leaks, pricing gaps, and structural issues.

Step 3

We Build Your Plan

Custom dashboards, KPIs, and a strategic roadmap tailored to your business and industry.

Step 4

We Stay in Your Corner

Ongoing strategic sessions. We evolve with your business — this isn't a one-off engagement.

The Difference

Your Current Accountant vs. Your BPAG CFO

Most accountants report on the past. We actively manage your future.

✗  The Traditional Accountant
✓  The BPAG Way
Shows up once a year at tax time
In your business weekly, watching the numbers
Tells you what happened 12 months ago
Tells you what to do in the next 12 months
Sends jargon-filled spreadsheets
Delivers visual dashboards you actually read
Basic bookkeeper OR expensive $200k CFO — pick one
Bookkeeper + CFO + Strategist — all in one engagement
Can't advise on pricing, margins, or growth
Analyses profitability and builds your growth plan
Ready to Take Control?

Ready to Take Financial Stress Off Your Plate?

Let's have a conversation about where your business is heading and how we can help you get there.

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Frequently Asked Questions

A Fractional CFO is a senior financial strategist who works with your business on a part-time, ongoing basis — giving you the expertise of a full-time CFO at a fraction of the cost. Unlike a traditional accountant who mostly looks backwards (tax returns, compliance, historical reporting), a Fractional CFO looks forward: pricing strategy, cash flow forecasting, profitability analysis, and growth planning. You get both lenses with BPAG.
Our Fractional CFO service is ideal for Australian businesses turning over roughly $500K to $10M that have outgrown a basic bookkeeper but aren't yet ready to hire a full-time CFO at $200K+ per year. If you're making real decisions about pricing, hiring, expansion, or funding — and you want those decisions backed by data — this service is built for you.
Engagements are tailored to the size and complexity of your business, but typically run at a fraction of what a full-time CFO would cost — usually a fixed monthly fee so there are no surprises. On your free strategy call we'll scope exactly what your business needs and provide a clear, transparent quote before any work begins.